求翻译：小罗应及时还清信用卡负债。像小罗这样的小白领通常乐于使用信用卡，在方便同时也不可避免地可能成为“卡奴”。切忌将工资卡当成消费卡随身携带，做到这一点，是挥手告别“月光族”，实现财富累积的第一步。此外，要注意小心陷入无节制办理信用卡的怪圈。是什么意思？

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Young Luo should pay off the credit card debt promptly.The young Luo such young white-collar usually is glad likely uses the credit card, also inevitably possibly becomes “the card slave” during the convenience.The prohibit regards as the pay card the expense card to carry along with, achieves this

Roanldinho should pay off the credit card debt in a timely manner. Small white collar like Ronaldinho often like to use a credit card, do it at the same time also inevitably become "slave". Avoid payroll card as a debit card to carry, to do this, is waved, "Moonlight" first step to achieve wealth ac