求翻译：2、不同保险企业间盲目开展价格战，广告战，商业间谍战，导致成本支出大于保费收入，仅在上海市，从2002年起，全市车险就一直处于全行业亏损的状态中3、我国车险行业缺乏市场规范，经营理念和管理模式落后，品牌与服务意识淡薄。美国与香港的保险市场都较为成熟。，是什么意思？

2, different insurance companies to carry out price war among the blind, advertising campaigns, commercial spy planes, resulting in costs is greater than the premium, only in Shanghai, since 2002, the city has been in the auto insurance industry-wide loss of state 3 China's auto insurance industry,

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2nd, the different insurance enterprise the blind development price war, the ad war, the commercial spy fights, causes the cost disbursement to be bigger than the insurance premium income, only in Shanghai, from 2002, whole city Che Xian on continuously is at in the condition which the entire profes

2, blind price war among the different insurance companies, advertising campaigns, commercial espionage war, led to spending more than the cost of the premium income in Shanghai alone, since 2002, the city's automobile insurance has been in a State of the industry-wide losses 3, our automobile insur

2, blind price war among the different insurance companies, advertising campaigns, commercial espionage war, led to spending more than the cost of the premium income in Shanghai alone, since 2002, the city's automobile insurance has been in a State of the industry-wide losses 3, our automobile insur