求翻译：　　胡某当庭要求何某、车主支付营养费、护理费、精神损害抚慰金、交通费等12727.7元。同时，保险公司在保险责任限额内承担直接赔偿付责任。保留后续治疗费用的诉权等。保险公司对事故发生及责任划分没有异议，但认为小蝶没有住院，也没有医生医嘱，营养费和护理费、精神损害赔偿均无依据。是什么意思？

Humou Hemou court requirements, the owner to pay these payments, care, mental solatium, traveling expenses $ 12727.7. At the same time, the insurance company within the insurance limits of liability bear direct responsibility for compensation to pay. Retain