求翻译：一方面，企业自身制度建设不健全和滞后性，抵押资金不足，财务信息不透明，信用等级偏低，粗放式经营、过高的经营风险；是什么意思？

On the one hand, the enterprise system construction is not perfect and lag, lack of mortgage funds, financial information, opaque, low credit rating, extensive management, excessive business risks;

In a business-building system is not perfect, and the lag of mortgage funds, financial information, and an opaque credit rating is low, coarse, high-risk operation;

At the same time, the enterprise own system construction not perfect and the hysteresis quality, the mortgage money is insufficient, the financial information is not transparent, the credit rank is somewhat low, extensive -like management, high management risk;

On one hand, inadequate construction of the enterprise's own system and lag, mortgage funds, financial information is not transparent, relatively low credit rating, extensive business, high business risk;

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