求翻译：第二，大力开发信用卡市场。信用卡在中国的市场潜力是非常大的，同时可以优化银行信贷资产。汇丰银行开发了多功能的信用卡，使得它能够运用到社会的各个阶层，而且要多卡合一，从真正意义上实行一卡通，使信用卡能够逐渐替代现金、支票的使用。是什么意思？

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The first 2, and vigorously develop credit card market. Credit card in the market in China is a very great potential, and at the same time the bank credit assets can be optimized. HSBC has developed multi-function of the credit card, which makes it possible to apply to all sectors of society, but al

Second, develops the credit card market vigorously.The credit card in China's market potential is extremely big, simultaneously may optimize the bank credit property.Hong Kong and Shanghai Bank has developed the multi-purpose credit cards, enables it to be able to utilize the society each social str

Second, vigorously develop the credit card market. Credit cards in China's market potential is very large, as well as optimization of bank credit assets. HSBC has developed a versatile credit card, allows it to apply to all sectors of society, but also to many cards into one, truly implement e-card,

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