求翻译：为使寿险公司能根据实际情况及时合理的调整保费价格，在改进了传统的总保费精算方法的基础上，文章给出了在随机利率模型和随机死亡率模型上定价净保费的方法，同时在考虑通货膨胀和退保情形的前提下尽可能的把寿险公司所涉及的费用都作独立的随机变量纳入了寿险总保费的计算中，给出了计算总保费的公式.是什么意思？

Life insurance companies to make timely and reasonable based on the actual adjustment of the premium prices, in improving the traditional total premium based on actuarial methods, the article gives the stochastic interest rate model and random mortality model pricing method net premiums , while taki

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In order to enable the life insurance company to act according to the actual situation prompt reasonable adjustment insurance premium price, in improved in the traditional total insurance premium calculation method foundation, the article has given fixes a price only the insurance premium method on

For makes life insurance company can according to reality timely reasonable of adjustment premium price, in improved has traditional of total premium fine is method of Foundation Shang, article to out has in random interest rate model and random mortality model Shang pricing net premium of method, w

Life insurance companies to make timely and reasonable based on the actual adjustment of the premium prices, in