求翻译：与友邦保险的卓耀明珠和中银保诚的产品相比，鼎汇宝的投资选择更广，预计退保金额年均回报率较高，投资增值更快，资金运作与相关收费更为灵活。是什么意思？

Compared Zhuo Yaoming beads and the Bank of Prudential, AIA, Ding Huibao investment is much broader and is expected to surrender the amount of average annual rate of return on high value-added investment faster, more flexible financial operations and related charges.

With our friends CHEUK Yiu-ming of insurance and the bank of the prudential, tripod than the investment choices by Bo more widely, it is expected that the insurance amount is higher returns on investment funds, and value-added a faster operation and related charges to be more flexible.

The outstanding Yao pearl and Bank of China insures which with the ally guarantee the honest product to compare, the tripod with two handles collects the valuable investment choice to be broader, estimated the surrender value volume yearly average rate of return is high, the investment rises in valu

Zhuo Yao with the AIA compared to Pearl and silver in the PRU, Ding huibao wider investment options, projected higher average annual return of loan value, investment value faster, capital operation and the associated fees more flexible.