求翻译：目前我国商业银行多数工作人员对信用风险管理的认识不够充分、信用风险管理理念比较陈旧。不能适应新时期业务高速发展及风险环境复杂的需要。是什么意思？

Most of the staff of commercial banks in China is insufficient awareness of credit risk management and credit risk management concept is outdated. Can not adapt to the new era of rapid development of business and risk environment of complex needs.

At present, China's commercial banking most of the staff for the credit risk management is not adequately recognized, credit risk management concepts are outdated. May not be able to adapt to new business high-speed development period and the risk of the complex environment.

At present Our country Commercial bank most staff insufficiently is full to the credit risk management understanding, the credit risk management idea quite is obsolete.Cannot adapt the new time service high speed development and the risk environment complex need.

Currently most of the staff on the credit risk management of commercial bank credit risk management concept of understanding is insufficient, obsolete. Cannot meet the need of business development in the new period and the complex risk environment.

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