求翻译：信用评分方法是对反映借款人经济状况或影响借款人信用状况的若干指标赋予一定权重，通过某些特定方法得到信用综合分值或违约概率值，并将其与基准值相比来决定是否给予贷款以及贷款定价，其代表为Z计分模型。是什么意思？

The credit score given a certain weight, a number of indicators reflect the economic situation of the borrower or borrower credit status of certain credit score or probability of default values ​​and compared with the reference value to decide whether to grant loans, and loan pricing, on behalf of t

Credit scoring method is reflected in the borrower's financial situation or affect the borrower's credit status will be assigned to a number of indicators, through certain specific ways to get credit integrated sub-values or default probability value, and will be compared with baseline values to det

The credit grading method is to reflected the borrower financial circumstance or affects the borrower credit condition certain targets to entrust with certain weight, obtains a credit synthesis minute value or the violation probability value through certain specific methods, and compares it with the

Credit scoring method of effect is to reflect the economic situation of the borrower or borrower credit several indicators give the status of a certain weight, by specific methods is comprehensive credit scores or probabilities of default values, and compared it with the reference value to decide wh

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