求翻译：这是一种比较典型的狭义信用风险概念，也是最易为人们所接受的一种信用风险概念，它只强调了风险发生造成损失的可能性，而忽略收益的存在，这更符合人们规避风险的谨慎性原则和银行信用活动的特点。在银行业的风险管理过程中，它具有很强的现实意义。。是什么意思？

This is a typical narrow concept of credit risk, but also the most easily accepted concept of a credit risk, it only highlighted the risks the possibility of losses, while ignoring the existence of income, more people to avoid risks the principle of prudence and bank credit activities are characteri

This is a more typical of the narrow credit risk concept, and it is also the most easy-to-acceptance of a credit risk concept, it only emphasizes that the occurrence of the risk the possibility of damage, to the neglect of the revenue, there is more to the people that mitigate the risk of the princi

This is one kind of quite typical narrow sense credit risk concept, also is easily one kind of credit risk concept which accepts for the people, it only emphasized the risk occurs causes the losses the possibility, but neglects the income the existence, this conforms to the people to dodge the risk

This is a typical narrow concept of credit risk, is also most likely to accept the concept of a credit risk for the people, it only emphasizes the risk likelihood of losses, regardless of income, this is more in line with a risk-averse prudent principle and characteristic of credit activity of banks

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