求翻译：信用风险是金融市场中最古老的也是最重要的金融风险形式之一，它是金融机构、投资者和消费者所面临的重大问题。社会的进步和历史的发展影响着人们对信用风险概念的理解。是什么意思？

Credit risk is one of the financial markets of the oldest and most important form of financial risks, which is the major issues facing financial institutions, investors and consumers. Social progress and historical development of the concept of credit risk.

Credit risk in financial markets is the oldest and most important form of financial risk, it is one of financial institutions, investors and consumers are facing a major problem. The progress of the society and history influence the development of understanding of the concept of credit risk.

The credit risk is in the money market most ancient also is one of most important financial risk forms, it is the major issue which the financial organ, the investor and the consumer face.Society's progress and the historical development is affecting the people to the credit risk concept understandi

Credit risk in financial markets is one of the oldest and most important form of financial risk, it is the financial institutions, investors and consumers facing major problems. Advances in social and historical developments affecting people's understanding of credit risk concepts.

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