求翻译：住房公积金是我国居民的一项极为重要的住房消费支出来源和住房保障方式，随着我国住房公积金制度改革的不断深入，如何合理有效地进行公积金的运用使其发挥功能，促进资源的有效配置，具有重要的意义。文章从住房公积金的历史出发，结合当前哈尔滨市住房公积金运行制度的情况，找出目前在住房公积金运行中存在的问题，并针对相关的问题，提出改善建议和解决办法，使住房公积金制度能够更好的发挥作用。是什么意思？

The housing fund is to our residents a very important source of housing consumption expenditure and housing with the housing accumulation fund system reform in China, how reasonable and effective use of provident fund to function, and promote resource efficient allocation of of great significance. A

Housing Provident Fund is the country's residents a very important source of housing consumption expenditure and security of the home, along with my housing provident fund system reform, how rational and effective use of a provident fund for its functioning and to promote the efficient allocation of

正在翻译，请等待...

Housing provident fund housing for residents in our country a very important source of consumer spending and housing security, along with the deepening of China's reform of housing accumulation fund system, reasonable application for Provident Fund so that it functions effectively, promote the effic

The housing common reserve fund is our country inhabitant's item of extremely important housing expense disbursement origin and the housing safeguard way, along with our country housing common reserve fund system reform unceasingly thorough, how effectively carries on the common reserve fund the uti