求翻译：随着我国的企业改革与社会养老保险的制度改革的进行，以及养老保险统筹与个人账户的建立，我国的养老保险基金逐渐有了积累。与国外成熟的养老保险基金投资运营的方式相比，我国还有的养老保险基金信托运营中仍存在许多问题，制约了养老保险基金投资监管效率的充分发挥。信托业比较发达的英国、美国和日本，它们的信托法律制度比较健全，信托业已走上了正规的发展轨道。参照外国的模式和方法，逐渐对我国的养老保险基金管理方式进行调整和完善，提高养老保险基金管理的效率。是什么意思？

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As China's reform and the social insurance system reforms, as well as insurance co-ordinate and personal accounts of the Pension Fund, our country was built on. With foreign mature pension fund investment operations, compared the way we also have a pension fund in trust management there are still ma

Along with our country's enterprise reform and society old-age insurance system reform march, as well as the old-age insurance overall plan with individual account establishment, our country's old-age insurance fund had the accumulation gradually.Compares with the overseas mature old-age insurance f

As China's social endowment insurance system reform and the reform of enterprises, and old-age insurance and manpower and the establishment of a personal account, the gradual accumulation of pension fund in China. And mature way of pension fund investment and operation in foreign countries than Chin

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