求翻译：民间借贷是民间金融的一种重要形式。其作为正规金融的有益补充，对于填补正规金融服务的真空发挥着重要作用。然而，扭曲无序的民间借贷泛滥极易诱发经济风险，甚至是社会风险。在我国，民间借贷由来已久。近年来，随着国家财政政策的调整以及受银行贷款审批发放周期较长的影响，民间借贷市场更趋活跃，呈现出借贷规模扩张化、借贷用途多样化的特点。鉴于目前民间借贷规模增大，加强民间借贷规范化管理和运作成为了当务之急。是什么意思？

Private lending is an important form of private finance. As a useful complement to formal finance, play an important role to fill the vacuum of formal financial services. However, distort the disorderly proliferation of private lending easily induced economic risks, and even social risks. In China,

Private lending is one of%