求翻译：随着我国经济的平稳快速发展，居民的收入大幅度提高，与此同时人们的理财意识不断提高，人们不满足于把储蓄存入银行获取低额的利息收入，纷纷将储蓄投入到商业银行的个人理财产品中。本文先对我国商业银行理财业务进行简单的介绍，接着对我国主要商业银行的个人理财业务的现状进行阐述，通过对主要商业银行的理财业务进行描述，发现国内商业银行理财业务存在同质化现象严重，产品的层次偏低，缺乏正确的市场定位等问题，最后，给出了商业银行个人理财业务进一步发展的对策。是什么意思？

正在翻译，请等待...

Along with the country's economic stability, and rapid development of the local residents have experienced a significant increase in income, and at the same time it is the financial awareness increasing, it is not meet to get low-cost savings deposit of income from interest, are savings in the bank

With the stable and rapid development of China's economy, and residents ' incomes increase at the same time there has been growing awareness of financial management, people are not satisfied with their savings in the Bank Gets the low amount of interest income, savings invested in commercial bank's