求翻译：先跟亲友借20000，将持有股票出售所得10000和现有10000，用于偿还信用卡负债。 在未来增值可能性大 购房时小罗和女友共同贷款为400000，其中20000还清亲友借款，首付180000和装修房屋、购置家具与电器100000. 剩余100000。是什么意思？

Should talk to friends and relatives by 20000, will hold the stock proceeds from the sale of 10 000 and the existing 10 000, used to repay credit card debt. Common loans in the future value-added possibility of purchase of Ronaldinho and his girlfriend, 400000, in which 20,000 to pay off friends and

First, talk to friends and relatives take 20,000 will be holding a sale of stock acquired 10,000 and 10,000 for repayment of credit card debt. In the future the value-added potential when purchasing a house, and the girl friends, common loans for 400,000 borrowers of their relatives and friends paid

First borrows 20000 w

Start by telling friends and relatives take 20,000, will hold a stock sale of 10,000, and 10,000 to pay down credit card debt. Added value in the future likely purchase roanldinho and girlfriend share loans to 400,000, 20,000 of them pay off friends and family loan, payment of 180,000 and renovation