求翻译：根据小罗的情况，首先为防范年轻时期的主要风险，如意外伤害健康疾病等。重点选择储蓄型保险和投资型保险。储蓄型保险主要是为了保障个人未来基本生活的保障品种，包括终身寿险，两全保险和终身寿险。投资保险是在满足保障功能的同时具有较强的投资增值功能，主要包括分红保险，万能寿险和投资连接保险。是什么意思？

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According to the young Luo's situation, first for the guard young time main risk, the pleasant flesh wound harms the healthy disease and so on.Key choice deposit insurance and investment insurance.The deposit insurance will mainly be in order to safeguard individual future basic life the safeguard v

According to roanldinho, first of all, to prevent major risks during the young, such as accidental injury health diseases. Key selection-savings-type insurance and investment insurance. Savings-type insurance is mainly to support future basic life support, including whole life insurance, endowment i

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