求翻译：也正是因为管理水平跟不上，导致了一些地方的连锁反应，主动还贷的农户越来越少，逃债废债现象越来越严重；甚至有的地方还存在村组干部冒名、借名骗贷的现象。操作风险主要由于农村合作银行内部流程或制度化管理不规范、不落实引起的。是什么意思？

It is also because the level of management to keep up, leading to a chain reaction of some places, less and less active repayment farmers, avoiding the debt waste debt is more and more serious; and even some village cadres false exists, by name Piandai the phenomenon. Operational risk is mainly due

It is also because level of management, has led to some parts of the chain reaction, the active loan repayment and fewer farmers, who had fled the debt debt is getting more and more serious, and even in some places there are also village and take a risk and fraud. Operational risk mainly due to rura

Also is precisely because the management level cannot follow, has caused some place chain-reaction, repays on own initiative the peasant household are more and more few, flees the creditors the waste debt phenomenon to be more and more serious; Even some places also have the village group cadre to a

Precisely because management failed to keep pace with, leading to a chain reaction in some places, paying farmers less and less active, skip waste debt growing even in some localities also exist phenomena of village and group cadres ' fake, take piandai. Operational risk mainly due to the institutio

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