求翻译：近几年来，农村信用社农户小额信贷业务成功运行不仅使其成为农村信用社发展的现实选择，而且成为广大农户脱贫致富的法宝。但是，仍存在三大主要矛盾阻碍着农村信用社农户小额信贷业务的发展壮大,而且小额农贷不良贷款频繁的发生也引起了我们的关注。本文认为解决这些矛盾和问题的出路在于探索科学的运行机制，构建完善的制度保障和提供有效的政策支持以及加强小额农贷的贷前、贷后管理，加强员工的整体素质，真正做到服务于三农。是什么意思？

In recent years, the farmers of rural credit cooperatives, micro-credit business run successfully not only make it a realistic choice for development of rural credit cooperatives, and become a magic weapon for the majority of farmers out of poverty. However, there are still three major conflicts ham

In recent years, the rural credit cooperatives for farmers' small business credit success running not only makes it a rural credit and social development of the real choice, but become a part of the rich farmers out of poverty. However, there are still 3 large main contradiction impedes rural credit

In the last few years, not only the countryside credit association peasant household jot credit operation success movement causes it to become the reality choice which the countryside credit association develops, moreover becomes the magic weapon which the general peasant households cast off poverty

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