求翻译：在2008年美国，贷款是非常普遍的现象，贷款公司鼓励人们去买房，买车鼓励消费。导致了太多人贷款消费缺很少收回来。一些申请银行贷款的人不想还贷款，一些人发现他们还不起钱。是什么意思？

In 2008, the loan is a very common phenomenon, loan companies encourage people to buy a house, buying a car, to encourage consumption. Led to the consumption of too many people loans lack rarely come back. Applications for bank loans do not want the loan, some people find that they are not from the

In 2008 the United States and the loan is very widespread phenomenon, loan companies encourage people to buy a house, buy a car. Too many people are led to a consumer loan is very low. Some apply for a bank loan for people who do not want to loan, and some people find that they also could not afford

In 2008 US, the loan is the extremely universal phenomenon, the loan company encourages the people to purchase homes, buys the vehicle encouragement expense.Caused too many people to loan the expense to lack very little receives.Some apply for the bank loan the human does not want also to loan, some

In the 2008 United States, loan is a very common phenomenon, and loan companies encourage people to buy houses, cars to encourage consumption. Led to the consumption of too many loan deficiency rarely collected. Some people do not want to apply for bank lending loans, some people find they cannot af

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