求翻译：对于单独金额不重大的和单独测试未发生减值的金融资产， 公司根据客户的信用程度及历年发生坏账的实际情况， 按信用组合进行减值测试，以确认减值损失是什么意思？

Separate amount is not significant and independent test, the impairment of financial assets, according to the actual situation of the customer's credit rating and previous bad debts, the credit portfolio is tested for impairment, the impairment loss is recognized

For a separate amount is not significant and are not tested separately in the value of financial assets, the company based on the creditworthiness of the customers and a calendar of the bad credit situation, in combination with the test, to confirm that the loss of value

Not significant and alone tests regarding the independent amount has not had the depreciation financial property, the company according to the customer the credit rating and all previous years has the bad account actual situation, carries on the depreciation test according to the credit union, confi

For a separate amount is not significant and separate testing there is no impairment of financial assets, the company according to the customer's creditworthiness and over the bad situation, press the credit impairment test to confirm that impairment losses

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