求翻译：指申请者与贷款机构协商新的贷款条件以代替目前的按揭贷款。住房按揭贷款再融资的目的在于获得新的低息贷款、降低月供、避免“飘浮式偿付款”（Balloon Payment）或者利用房屋净值来套取现金。是什么意思？

Refers to the applicant and the lending institutions to negotiate new loan terms to replace the current mortgage loan. Housing mortgage loans refinancing purpose of the new low-interest loans to reduce monthly, to avoid the "floating reimbursement (balloon payment), or use home equity to cash in.

With the loan application refers to both the loan agencies new to replace the current conditions of the mortgage loan. home mortgage loans are designed to get the new low-interest loans, lower monthly mortgage, to avoid the "floating" (payment-Balloon Payment) or use home equity to cash.

Refers to the applicant and the loan organization consults the new terms of credit to replace present the mortgage loan.The housing mortgage loan finances again the goal lies in obtains the new low-interest loan, reduces the month for, avoids “drifting the type to recompense the payment” (Balloon Pa

Applicant negotiation of conditions of new loans and the lending institutions to replace the existing mortgage loan. Purpose of housing mortgage loan refinancing is to get a new low interest loans, lower monthly payments, avoid "float-reimbursement" (Balloon Payment) or if you use home equity to cas

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