求翻译：麦金农和肖认为，利率市场化提高了原来利率管制状态下的实际利率，一般使实际利率由负值转向正值，实际利率呈现正值，储蓄水平将会有明显的上升趋势。肖指出:“储蓄者可能会漠视收益率变动，如从4十既，但是，在经济改革促使收益变动，从负值到正值的1既、1%5或者甚至更高时，恻门就不可能保持原有的储蓄一消费格局”从1984一2004年我国一年期定期储蓄存款利率变动和居民储蓄变动的情况来看(参见表3一2)，以19%年为界明显地可以划分为前后两个阶段(1996年我国先后放开了全国同业拆借市场利率和国债市场利率，利率市场化迈出实质性步伐)。是什么意思？

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McKinnon, and Shaw believes that market-oriented interest rates increase the original interest rate controls the status of the real interest rate, so the actual interest rates in general with a negative value to a positive value, the real interest rate is positive, the level of savings will be obvio

Mackinnon and Xiao believed that, the interest rate marketability raised under the original interest rate control condition real interest rate, causes the real interest rate to change generally by the negative value just when, the real interest rate presents just when, the deposit level will be able

McKinnon and Shaw think, improving the State of the original interest rate of interest rate marketization in the real interest rate, real interest rates negative turn positive, renders positive real interest rates, savings will be significant upward trend. Shaw pointed out that: "savings who may wil

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