求翻译：20世纪70年代以来，全球商业行贿在金融创新潮的冲击下，个人理财业务得到快速发展。从发达国家银行个人理财业务的发展趋势看，个人理财业务具有批量大，风险低，业务范围广，经营收益稳定等优势，在各国商业银行业务发展中占据着重要位置。根据有关资料显示，在过去几年中，美国的银行业个人理财业务年均增长率达35%，年平均盈利增长约为12%-15%，已成为美国商业银行利润的重要来源之一，个人理财业务在美国的繁荣发展，主要得益于美国的一系列政策措施。是什么意思？

Since the 1970s, the world of commercial bribery under the impact of the tide of financial innovation, Personal Financial Services have developed rapidly. Banks in developed countries the trend of development of the Personal Financial Services, Personal Financial Services has a large volume, low-ris

Since 70s of the 20th century, the global commercial bribery in the financial innovations of the impact Personal Financial Services, has been developing rapidly. Banks from the developed countries of the Personal Financial Services point of view of development trends, Personal Financial Services has