求翻译：保险条款规定在报案后48小时内，保险理赔人员取证的才为有效索赔依据是什么意思？

Insurance provisions within 48 hours after the report, insurance claims personnel forensics as a valid claim is based on

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The insurance clause stipulated in reports in the latter 48 hours, the safe principle compensates the personnel to collect evidence only then for the effective claim basis

Within 48 hours of the insurance provisions in the report, insurance claims officer took as evidence a valid claim

insurance provisions set forth in the report within 48 hours after insurance claims, evidence of the staff will be valid claims are based on