求翻译：3、财阀介入非银行金融机构经营。韩国大财阀为扩张企业经营规模，自行设立非银行金融机构，以融通所需巨额资金。20世纪90年代以来，韩国非银行金融机构大幅扩增，如投资机构、储蓄机构与保险公司等相继设立，已取代银行体系成为企业资金融通的主要来源，金融体制转趋恶化。是什么意思？

3, involvement of non-chaebol-bank financial institutions to operate. South Korean chaebol for the expansion of business scale, set up its own non-bank financial institutions, huge amounts of money required to intermediation. Since the 1990s, South Korea, a substantial expansion of non-bank financia

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