求翻译：2、银行机构缺乏风险管理意识。银行机构长期担负政策性融资任务，信贷评估与风险管理的意识不足，经营效率低下，由于政府长期主导放款，导致银行机构仅愿意对大财阀或提供担保品的中小企业贷款，忽略信贷风险防范机制的建立。是什么意思？

2, the banking institutions, lack of awareness of risk management. Banking institutions responsible for policy-oriented financing long-term task, the credit assessment and risk management, lack of awareness, operational efficiency is low, the dominant long-term loans because the government, leading

2, banking agencies lack awareness of risk management. Long-term undertaking policy-oriented financing banking institutions, credit assessment tasks the lack of awareness and risk management, operational inefficiencies, owing to the Government's long-term leading lenders, leading to banking institut

2 lack of