求翻译：招商、民生、广发等股份制银行以及部分私营经济发达地区的国有商业银行陆续推出了主要针对小企业的动产抵押贷款业务。动产抵押贷款是指借款人以其自有或第三人所有的商品、原材料、车辆及设备等动产向银行抵押，也可用国债、存单、银票等进行质押，并从银行获得资金的一种融资方式。办理动产抵押贷款的手续非常简单，只要将银行认可的物品进行抵押，就可以轻松获取一定额度的贷款。这种“死物变活钱”的贷款抵押模式有点典当的味道，但其贷款利率却大大低于典当行的利率，适合缺乏普通抵押资源、具有短期借款用途的小企业。是什么意思？

正在翻译，请等待...

The merchants, the people's livelihood, and other shareholding banks, as well as some of the private economy developed areas of the state-owned commercial banks will be launched in response to the small enterprises mainly the movable mortgage business. Movable mortgage refers to the borrower since t

Investment promotion and people's livelihood, GF, joint-stock banks as well as some private economy-developed areas of State-owned commercial banks have launched a major chattel mortgages for small business. Personal property mortgage loans refer to loans to their own or third person all the commodi