求翻译：如何使金融专业的学生具备扎实的经济学理论基础和严谨的分析问题能力，对金融专业人才的培养模式提出了新的挑战。人才培养模式是指高等院校根据人才培养目标和质量标准，为学生设计的知识、能力和素质结构以及实现这种结构的方式。是什么意思？

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