求翻译：使得银行信贷额度减少，银行挑客户，提高了首付比例和贷款利率，使部分客户被迫拿出更多的首付；其次审批时间延长，影响成交量是什么意思？

Allows banks to reduce credit lines, bank pick customers, increase the proportion of down payment and loan interest rates, some customers were forced to come up with more down payment; approval time, affect the volume

The banking credit reduction pick customers, banks, and improve the down payment and loan ratio, so that some customers have been forced to come up with a more down-payment processing time; this was followed by extended trading volume and impact

Causes the bank credit specified amount to reduce, the bank selects the customer, enhanced to pay the proportion and the loan interest rate, caused partial customer being compelled to put out more heads to pay; Next examination and approval time lengthens, affects the turnover

Decrease in bank lines of credit, banks picked customers, increased down payment and loan interest rates, some customers were forced to come up with more downpayment; second approval time, influence trading volume