求翻译：鼓励有条件的地方开展信用社区贷款考核奖励试点，对小额担保贷款回收率达到90%以上的信用社区，按社区当年实际发放贷款金额或当年实际回收贷款金额的一定比例予以补贴和奖励，用于经办银行的手续费补贴和信用社区的工作奖励。是什么意思？

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encourage the qualified local for launching credit community lending appraisal award pilot, secured loans for small amounts to more than 90 per cent recovery rate credit community, the community at that time the actual disbursement of loan amount or the actual recovery of the amount of loan subsidie

Encourages to have the condition place development credit community loan inspection to reward the experiment site, to the jot secured loan returns-ratio achieved 90% above credit community, in the past actual provide loan amount or same year actual recycling loan amount certain proportion gave the s

Encourage qualified local credit Community loan appraisal award pilot, small loan recovery rate of 90% or more credit unions, according to the community when the actual amount of loans or when a certain percentage of the actual recovery of the loan amount to subsidies and incentives, used to operate