求翻译：就我个人而言，认为信用卡还是利大于弊的，因为它既能方便人们的生活，又可以在必要的时候为人解决难题。同时，也顺应了时代潮流的发展。是什么意思？

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I personally think that the credit card or outweigh the disadvantages, as it can facilitate the lives of individuals, known as and when necessary it can resolve the problem. In the meantime, and it conforms to the development trend of the times.

To my own opinion, thought the credit card or the advantage are bigger than the shortcoming, because it both can facilitate people's life, and may in the essential time manner solution difficult problem.At the same time, also complied with the trend of the times development.

I personally think credit cards outweigh the disadvantages, because it is convenient to people's lives, and when necessary to resolve problems. At the same time, also conforms to the trend of the times of development.

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