求翻译：由于我国的小额贷款业务具有额度小、成本高的特点，与国外相比，我国不需要设立新的金融组织来发放小额信贷，贷款方式比较简便，相应的费用适当低一些，但也基本符合国际上小额贷款的费用。是什么意思？

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Because our country's jot loan business has the specified amount slightly, the cost high characteristic, with overseas compares, our country does not need to set up the new financial organization to provide the jot credit, the loan way quite is simple, the corresponding expense lowers some suitably,

Since China's microfinance operations has the characteristics of small lines, high costs, compared with foreign countries, does not require the establishment of new financial organizations in China to make micro-credit, loan comparison easier, less a fee and appropriate, but basically in line with t

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