求翻译：人类社会总是面临着自然灾害和意外事故的侵扰，在与大自然抗争的过程中，人们萌生了对付灾害事故的保险思想和随之而来的各种各样的保险。汽车保险就是伴随着汽车工业而发展起来的。近年来我国汽车产业发展迅速，汽车消费的增长必将带动汽车保险业迅速发展，特别是按照入世协议我国将逐步开放保险市场，中国汽车保险业将面临严峻的挑战，如何应对这一挑战，成为我国汽车保险业不容忽视的问题。本文通过汽车保险的发展历程与现状的分析，将为我国汽车保险业发展提供借鉴。是什么意思？

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Human society has always faced with natural disasters and accidents of nature, and in the process of struggle, it was revived in response to disasters and accidents Insurance thinking and the diversity of insurance. Car insurance is accompanied by the development of an automobile. In recent years, C

Human society is always intrusive to face natural disasters and accidents, in the course of struggle with nature, people prefer dealing with accident insurance and follow a wide variety of insurance. Auto insurance is accompanied by the development of automobile industry. In recent years the rapid d