求翻译：1998年，国家实施了一系列的房地产改革方案。例如1998年7月，国家发展局颁发了《关于进一步深化诚镇住房制度改革加快住房建设的通知》，指出要停止住房实物分配，实行住房分配货币化，建立以经济适用住房为主的住房供应体系；发展住房金融。房地产的商品化和住房金融的发展，使得购房和租房需求突然大规模释放，住房信贷突然扩张，从而使得利率的调节作用难以得到体现。是什么意思？

In 1998, the state implemented a series of real estate reform program. For example, in July 1998, issued by the National Development Council, "Cheng town further deepen reform of the housing system to speed up housing construction, housing distribution in kind, pointed out the need to stop the imple

In 1998, the State has implemented a series of real estate. For example in July 1998, the National Development Council issued on further deepening the reform of the housing system and town building housing the notice, that you want to stop the housing distribution in kind, and the distribution of ho

In 1998, the State has implemented a series of real estate reform programme. For example, in July 1998, the National Development Council awarded the town houses in the further deepening system reform of housing construction notice, pointed out that to stop the physical allocation of housing, introdu