求翻译：一是银行作为直接面对客户的机构，其固有的严谨风险管理文化将与合作方之间产生不同程度的沟通障碍，影响产品管理流程的衔接；二是银行不能直接参与资产管理，存在操作风险下权利与责任的不统一是什么意思？

First Bank as a direct customer-facing institutions inherent rigorous risk management culture with varying degrees of communication barriers between partners, the impact of the convergence of the product management process; bank can not be directly involved in asset management, operational risks und

First, the Bank as a customer-facing directly the body, its inherent stringent risk management culture and cooperation between the parties result in different levels of communication disorders, affecting the convergence product management process; 2 is that the banks can not be directly involved in

One is the bank took faces the customer directly the organization, its inherent rigorous risk management culture will produce the varying degree communication barrier with the cooperation side between, will affect the product management flow the engagement; Two is the bank cannot participate in the

A Bank as a direct customer-facing organizations, its inherent culture of rigorous risk management will work with varying degrees of communication barriers between partners, affect the convergence of product management process; the second is that banks cannot directly participate in asset management

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