求翻译：第三章，介绍了我国商业银行贵金属代理业务发展的现状与问题。文章先从我国贵金属市场的发展作为入手，引出商业银行，在我国贵金属市场的发展中，从一开始的普通参与者，逐渐发展成为国内贵金属市场中的绝对主力。然后，简要概述了我国贵金属市场的法律制度的漏洞，列举了目前，在国内对商业银行开展贵金属代理业务有一定竞争关系，且饱含争议的“天通金银”产品。在第四节，作者提出了一些我国商业银行开展贵金属代理业务的普遍问题。是什么意思？

Chapter III describes the current situation and problems of the precious metals agency business development in China's commercial banks. Article as a start to start the development of China's precious metals market, leads to commercial banks, in the development of China's precious metals market, ord

CHAPTER 3, describes the precious metals business commercial banks in China and the problems of the present state of development. Articles from my precious metals market with the development of commercial banks, and leads to the development of the market my precious metals from the beginning, in the

Chapter III, introduced