求翻译：其次, 由于我国的文化传统及金融业发展所处阶段, 我国高端客户对风险的承受能力不强。在西方, 全权委托的风险是由客户承担的, 法律规定被委托机构不能以任何形式作保本、保最低回报等承诺,这对于我国客户往往是难以接受的; 而一旦银行做出承诺, 就等于限制了其承受风险的能力, 也就妨碍了运作的灵活性和取得高盈利的可能性。再次, 我国普遍的投资观念和方式也对私人银行业务的发展形成制约。我国个人股票市场投资以投机性高频率操作和亲自做投资决策为主要特点, 这也阻碍了私人银行为客户提供类似西方的综合理财产品。是什么意思？

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Secondly, because of our cultural heritage and the development of the financial industry, the stage of China's high-end customers the ability to bear risk. In the West, the risk is that the responsibility of the consumer, the law requires that the agency could not be delegated to any form, the secur

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Secondly, because of our country's cultural tradition and the stage of the development of the financial industry, of our high-end customers to risk carrying capacity is not strong. In the West, discretionary risk is borne by the customer, legal provision is not in any way by clients for capital pres

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