求翻译：产品开发能力不足影响到私人银行业务的开展基础。从产品开发类别上看，国内私人银行业务主要产品是基金、保险、证券等，而期货、信托等对冲产品较少，很难为资产规模庞大的私人银行客户设计风险分散计划；从产品开发结构上看，衍生金融产品非常缺乏，很多投资组合只是单一产品的简单叠加；从产品开发来源上看，更多依靠与基金、证券等机构的合作研发，自主创新能力明显不足。是什么意思？

Product development, lack of impact on the private banking business of conducting basic. From the point of view of the product development category, the main products of the domestic private banking, funds, insurance, securities, futures, trust and other hedging products less dispersed, it is diffic

Low impact development ability of the product of the private banking business. From product development categories, domestic private banking products a fund, insurance, securities, futures, and the trust of the hedge, such as products, it is very difficult with fewer large-scale assets of private ba

Product development ability affects insufficient the personal bank service development foundation.Looked from the product development category that, the domestic personal bank service main product is the fund, the insurance, the negotiable securities and so on, but the stock, the trust and so on to

Product development basis of lack of capacity affects the private banking business. From products development category Shang see, domestic private bank business main products is Fund, and insurance, and securities,, and futures, and trust, hedge products less, is difficult to for assets scale huge o

正在翻译，请等待...