求翻译：我们对当地一家大型公司给予贷款服务，从授信申请，授信审批，授信放宽到贷后管理，需要我们一步步按照流程进行审批。首先要进行的是收集该公司所有贷款需要的证明，如营业执照、企业法人概况、法定发证机关发放的贷款证、企业财务报表，并提供相应价值的抵押物。贷款前期非常繁琐，我跟随一位同事无数次的前往该公司核对各项信息，修改申请贷款书及相关资料，确定还款方式、时间以及贷款利率；并对该公司进行初步的还款能力评估，随后还要上交到上级部门进行综合信用评级，对违约风险进行分析。是什么意思？

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We have a large local company to loan services, from credit applications, credit approval, granted loans to relax, we need to follow a step by step process for approval. It is the first to collect all of the company, the loan needs to be as business licenses, corporate profiles, statutory licensing

We give the loan service to a local large-scale company, from gives the letter application, gives the letter examination and approval, gives the letter to relax after the loan manages, needs us one to defer to the flow to carry on the examination and approval step by step.First must carry on collect

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