求翻译：1、采用网上代购交易时，由于网上购物有一定的风险，所以建议选择可靠的支付方式，推荐使用支付宝等第三方担保交易模式完成支付。这样可以在收到商品之后，并确认商品质量无误之后再确认支付，相对来说具有较强的保障力度。支付时尽量不要听信商家而选择使用银行汇款或者支付宝的即时到帐，避免不必要的损失。是什么意思？

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