求翻译：第二类，各国政府或政府机构设立的开放性或补助性的微贷机构。这类机构都有自己特定的经营领域和专项资金，不以盈利为目标。这种类型的机构因为都不允许吸收存款，资本金完全来自机构自有资金或外来捐赠，同时存在着管理落后，制度不健全，责权利不明晰，缺乏创新意识等问题。这类机构发展到一定阶段之后都存在着生存与毁灭的问题，也有一些完成自己的历史任务而圆满退出。是什么意思？

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Category 2, governments or government agencies set up the Open or subsidized micro-credit institutions. Such institutions have their own specific business areas and special funds, and do not make a profit. This type of agency because it will not be permitted to deposit capital from institutional fun

The second kind, the various countries' government either the government apparatus sets up openness or pilot micro loan organization.This kind of organization all has oneself specific management domain and the special fund, take the profit as a goal.Because this kind of type organization all does no

The second category, openness of Governments or Government agencies to establish micro-credit institutions or supplementary. Such institutions have their own specific business areas and special funds, did not target profit. Because this type of institutions are not allowed to take deposits, capital

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